As individuals experience potential income loss with furloughs, layoffs, or unemployment, they are encouraged to speak to their lenders, banks, or creditors BEFORE missing payments.  Once payments are missed, options or willingness of creditors to work with you decline.

The IRS has launched an official website where non-tax filers can now safely and legitimately file their Emergency Impact Payment information to make sure their address and bank information (if any) is up to date. This website is: https://www.irs.gov/coronavirus/economic-impact-payments.